Our Mission

Farm Credit supports rural communities and agriculture with reliable, consistent credit and financial services, today and tomorrow. For more than 100 years, Farm Credit has fulfilled its mission – through good times and bad.

A234_A084_0831XO

To fulfill our mission, Farm Credit raises funds in the world’s capital markets and invests them in rural America. This steady flow of capital creates jobs and drives economic growth. Farm Credit helps ensure the vibrancy of communities throughout rural America.

As customer-owned cooperatives, each independent Farm Credit financial institution has a board of directors chosen by the customers it supports. This structure ensures a customer-first approach that helps producers feed the world, strengthens the rural economy and provides jobs that help rural families thrive.

Who We Serve

We serve every part of agriculture from the smallest operations to the largest – and everything in between. Whether helping a young farm family begin, supporting our veterans as they return home and take up farming or financing U.S. agricultural exports around the globe, Farm Credit is committed to the success of American agriculture.  

Our loans and related financial services support farmers and ranchers, farmer-owned cooperatives and other agribusinesses, rural homebuyers and companies exporting U.S. ag products around the world.

We live in the rural communities we serve and understand that vibrant rural communities need strong, modern infrastructure. Farm Credit loans help finance the rural infrastructure providers that provide reliable power, modern telecommunications, clean water and other vital community services.  

For more than 100 years, Farm Credit has fulfilled its mission – through good times and bad. We remain committed to that mission, and to evolving to meet the needs of our customers for the next 100 years.

This image is a detailed infographic titled "Farm Credit Loan Portfolio As of Dec. 31, 2023," illustrating the distribution of a $398.2 billion loan portfolio across various agricultural sectors. The infographic is a large circular pie chart with segments representing different categories of loans. The chart's center features a white circle with "$398.2 Billion" prominently displayed, indicating the total value of the loans. Surrounding this center, the chart is divided into color-coded segments, each representing a specific loan category, such as: Farm Production & Real Estate Loans (green shades): Includes categories like cash grains (corn, wheat, soybeans), food products, cattle, rural power, and forestry. Farm Co-ops & Agribusiness (dark blue): Covers areas like dairy farms, poultry and eggs, and general farms (primarily crops). Rural Infrastructure (dark orange): Includes loans related to rural home loans, farm land, and farmsteads. Rural Home Lending & Other Loans (light blue): Covers field crops, fruit trees, and nuts. U.S. Ag Exports (olive green): Represents a smaller portion of the portfolio. Each segment's size corresponds to the proportion of the loan portfolio it represents, with detailed labels indicating specific percentages and categories, like "3% Forestry," "8% Rural Power," and others. The right side of the image includes a legend that explains the color coding used for different types of loans.

How We Serve

Our nationwide network of customer-owned financial institutions offers a wide range of financial products specifically tailored to the individual needs of agricultural producers, farmer-owned cooperatives and other agribusinesses, commercial fishers, rural homebuyers and rural infrastructure providers.  

Farm Credit’s financial strength means that our customer-owners have access to the most modern loan products available, from the smallest loan to a farmer starting out to a large multi-lender loan syndication needed to bring broadband to an entire rural community.

For agricultural producers, we make loans to buy land, operate farms, purchase equipment, build facilities and much more. We also offer crop insurance, credit life insurance and other financially related services.

For farmer-owned cooperatives and other agribusinesses, we make loans to acquire land, build facilities, purchase inventory, extend credit to customers, export products and more. We also offer cash management services and other financially related services.

We offer specialized leasing programs so our customers can lease equipment, facilities, rolling stock and more.

We make loans to individuals and families to purchase homes in rural areas. 

We make loans to rural infrastructure providers to support operations, acquire/build facilities, support mergers and acquisitions, finance individual projects and for general corporate purposes.