**Hybrid work – Incumbent must work three days each week in either the Omaha, NE or Fargo, ND office**

We are seeking a Commercial Financial Analyst who will primarily be responsibility for input and analysis of customer financial and covenant monitoring information to ensure accuracy and completeness of information provided. Evaluate ongoing compliance with established loan terms, covenants and conditions for loans originated and serviced including maintaining documentation within the workflow tool. Facilitate communication with team members regarding any identified non-compliance to ensure appropriate approvals, waivers and customer and lending partner notifications are provided.

Essential Duties & Responsibilities

• Monitor direct, bought, and sold loans to ensure timely and accurate reporting of monthly, quarterly, and annual financial information and other required reporting in accordance with affirmative, negative, and financial covenants outlined in the credit agreement. Facilitate follow-up with customer and/or lead lender upon identification of non-receipt of financial information or other monitoring requirements per the terms of the credit agreement. Verify borrowing base reconciliations. Identify potential financial trends and communicate information accordingly.
• Analyze financial information out of the appropriate system to initiate the underwriting and decisioning of individual customer requests.
• Validate new and modified covenants, verifying covenants in the executed credit agreement are consistent with those in the system of record. Communicate covenant inconsistencies to the appropriate teammates and coordinate reconciliation.
• In coordination with the Credit Analysts, compile individual customer level information and trends to assist in the development and presentation of customer financial analysis for internal approval and/or distribution to the applicable lending partners
• Develop the communication of identified non-compliance or late reporting to teammates, borrowers, and /or lending partners, as appropriate. Develop and coordinate documented notification of waiver, non-compliance, and reservation of rights letters.
• Develop the compilation of customer information to facilitate scenario analysis and benchmarking individual customer data against portfolio level information.