Consumer Loan Processor – office choice of Fayetteville, Greenville, or Raleigh
The right person for the job will be able to actively work with the Consumer Loan Processing team to process consumer home and lot loans and other disclosures subject to TRID. This job requires an ability to process consumer loan requests timely and accurately while observing all related Federal, State, and FCA regulatory rules and regulations. You should enjoy the challenge of a fast-paced, team-oriented work environment where you maintain excellent attention to detail and customer service skills. You will work in a culture that welcomes strong multi-tasking, confidentiality, time management, and organization skills.
If you:
– have strong knowledge of consumer regulations, guidelines, and timelines
– are a skilled consumer loan processor, with exceptional organization and multitasking skills
– want to ensure quality and compliant standards within a team
– understand agriculture and rural communities
– are looking for the excitement of being part of the solution to agricultural financing, which benefits both our state and our nation
– want more excitement, challenges, and rewards for your efforts
– want to be part of a dynamic team and company, with a great work culture
then you might be the person we are looking for!
The Consumer Loan Processor will contribute to all business objectives including “Serving Our Members & Rural Communities.” This position would report to the Consumer Loan Processing Manager.
How you will impact AgCarolina Farm Credit:
– Prepare various loans documents in accordance with approved credit package, ensuring terms, rates, conditions, collateral, descriptions, and other related information is accurately conveyed to the borrowing entities
– Prepare and submit attorney instruction letters, ensuring the attorney provides accurate and timely services for loan closings
– Work closely with the Loan Officer, Financial Specialists, Servicing Specialists, and 3rd party attorney/closing agents to ensure an accurate and timely loan closing is completed. Process and verify that all intended collateral lien positions are perfected
– Ensure scanning and filing of pertinent loan documents, forms, and checklists are completed timely to result in a properly set up loan file in accordance with ACA policy and procedure
– Prepare appropriate loan funding, which may include check(s) and/or wires. Ensure funding is in accordance wit h ACA internal control policy and procedure
– Timely and accurately book loan transactions to the system, ensuring both cash and non-cash processing is completed
– Ensure accuracy between the approved credit package, documents, and final system data entry.
– Complete initial post-closing loan verification and document quality review to ensure complete and accurate financial reporting
– Assist when needed with incoming phone calls and branch visitors. Focus on building strong relationships in order to return maximum value
– Adhere to the ACA’s internal controls and compliance policy and procedures as it relates to all actions performed
– Efficiently supports and prioritizes high quality loan servicing and accounting from application through loan satisfaction/release
What you need to succeed:
– Education and/or experience equivalent to Associate’s degree in business, finance, or accounting
– Strong interpersonal, customer service, organization, and problem-solving skills
– Self-starter with strong analytical, judgement, and communication (oral and written) skills
– Capability to handle high stress situations in both a business and professional manner
– Computer experience with intermediate skills in Windows, Microsoft Word, Microsoft Excel, and PowerPoint
– Quick learner, strong problem solver, and adaptable
– Work independently under general supervision
– Foster and promote a team atmosphere
What we offer:
– Competitive pay, including eligibility for incentive pay
– Comprehensive benefits (medical, dental, life, LTD, and others)
– Company-matched 401(k) (100% match of the first 6% you defer)
– Commitment to training and professional development
– Meaningful work that allows one to make a difference in agricultural and rural communities.
– Opportunities for work-life balance
– A great work environment with colleagues who have a shared commitment to our core values
Interview Process:
Applications received within the first 2 weeks of posting date will receive priority consideration. The position will remain open, however, until the vacancy is filled.
1. Phone Screen with AgCarolina HR Representative
2. In-person interview
It is the policy of AgCarolina to provide equal employment opportunities without regard to race, color, religion, sex, pregnancy, childbirth or related conditions, national origin, age, disability, marital status, veteran status, sexual orientation, genetic information, or any other protected characteristic under applicable law.
