Credit Analyst
Are you passionate about helping people and making a difference in communities across Missouri? Do you dream of working for a company with a welcoming culture that encourages personal and professional growth? If so, we have the perfect opportunity for you!
About Us: At FCS Financial, we are dedicated to positively impacting our customers and communities. As a member of the Farm Credit System, we offer a supportive work environment where your contributions truly matter.
The Role: We are searching for an independent, self-motivated and detail-oriented Credit Analyst that is looking for an opportunity for growth. In this role, you will provide recommendations on credit applications, evaluate financial information, develop financial analyses, and interpret and apply credit standards.
What We Offer:
- Competitive Salary: Based on experience with multiple opportunities for personal and professional growth including Credit Analyst (salary range of $56,000 – $83,000) Assistant Vice President, Credit (salary range of $62,000 – $104,000) and Vice President, Credit (salary range of $77,000 – $147,000).
- Comprehensive Benefits: Enjoy a highly competitive compensation and benefits package.
- Growth Opportunities: We are committed to your personal and professional development.
- Flexible Work Environment: Hybrid work environment and Flex work schedule will be considered for any of our FCS Financial Branches! Preferred locations would be Columbia, Jefferson City, Hannibal, Harrisonville, Macon or Springfield but other FCS Financial locations will be considered for the right candidate.
What You Need:
- Education: Bachelor’s degree in finance, economics or related field
- Experience: 2+ years in of related experience
- Skills: Ability to communicate complicated information to our internal customers and exceed customer expectations.
This position is open until filled.
This position preferred locations would be Columbia, Jefferson City, Hannibal, Harrisonville, Macon or Springfield but other FCS Financial locations will be considered for the right candidate.
This position is classified as Non-Exempt under the Fair Labor Standards Act.
Department: Credit
Reports To: Vice President, Team Leader Credit
Supervises: None
Job Functions*
|
Percentage |
Job Functions |
|
60% |
Loan Request Analysis
|
|
25% |
Communication
|
|
15% |
Professional Development
|
|
n/a |
Other duties as assigned to meet the needs of the organization. |
Minimum Qualifications
- Bachelor’s degree in business, finance, economics or a related field
- 2+ years of related experience
- Or an equivalent combination of education and experience sufficient to perform the essential functions of the job
Required Knowledge and Skills
- Working knowledge of the agriculture industry and the impact of current events on agricultural operations and credit
- General knowledge of financial ratios
- General knowledge of tax returns, profit and loss statements, balance sheets, cash flows and similar financial documents
- General knowledge of the relationship between financial statements and operations
- Skill in listening and conveying awareness of a customer’s problem or issue to find resolution
- Oral and written communication skills, sufficient to exchange information effectively with peers, supervisor and customers
- Skill in utilizing Word, Excel and Outlook to increase efficiency and/or effectiveness
- Responsible to appropriately protect the confidentiality, security, and integrity of the Association’s systems and data and clients’ data
