Credit Information Analyst
FULL_TIME
Job Title
Credit Information Analyst
29044
US
Location City
Columbia
Position: Full-time, Entry-Associate
- Analyze and review of AgFirst portfolio loan documentation
- Ensure that AgFirst receives all post-close documentation including but not limited to Credit Agreements, Security Agreements, appraisals, UCCs, and mortgages/deeds of trust
- Create and maintain Loan Servicing Plans for AgFirst portfolio loans
- Analyze financial statements to assess borrower compliance with loan terms and conditions
- Audits assigned portfolio to ensure that AgFirst remains in compliance with internal and external regulations
- Completed annual risk rating review of AgFirst’s borrowers
- Review and spread corporate financial statements in Moody's CreditLens and Excel
- Prepare peer group analysis tables
- Monitor derivative counterparty third-party ratings
- Analyze Loan actions originated by Associations that require AgFirst prior approval
- Analyze servicing loan actions for AgFirst portfolio loans
- Provide general analytical and servicing support to AgFirst Lending Department
- Minimum of a 4-year college degree with an emphasis in Accounting/Finance/Business
- Thorough understanding of GAAP accounting and how to read and interpret corporate financial statements (audits, reviews, accrual based statements, etc)
- Careful attention to detail and strong organization skills
- Excellent written and oral communication skills
- Ability to problem solve and take initiative
- Ability to endure a fast paced environment
- Proficiency in the use of Microsoft Office, especially Excel