Who we are:
Farm Credit Bank of Texas is a $40.9 billion wholesale bank that has been financing agriculture and rural America for over 100 years. Headquartered in Austin, Texas, we provide funding and services to rural lending associations in five states, and we are active in the nation’s capital markets.
While you may not be familiar with our name, Farm Credit Bank of Texas plays a critical role in supporting the businesses that make it possible for America to maintain access to an affordable and safe food supply, an industry which is one of the most innovative and evolving of our time. And while you help us deliver on our mission, we deliver on our commitment to you as a valued employee by providing competitive compensation, generous health and wellness benefits packages and an attractive workplace located along the bluffs of the Colorado River just minutes west of downtown Austin.
We seek out top talent in their fields, whether it be technology, fin ance, accounting, credit, human resources, or other administrative functions, and welcome you to join us in our mission to feed the world.
Position Description:
We are seeking an experienced and detail-oriented Funds Transfer Pricing Manager to oversee the development, implementation, and maintenance of the bank’s Funds Transfer Pricing (FTP) framework and loan pricing strategies. This role is critical in aligning product pricing with balance sheet strategy, risk, and profitability
goals. This individual will be the Bank’s key personnel for teaching and training associations and employees
on transfer pricing concepts and methodology. The ideal candidate will possess deep expertise in FTP concepts, strong financial modeling skills in Excel, and the ability to communicate effectively with both internal stakeholders and external parties. This is a high-visibility role that involves direct support to relationship managers, product teams, and finance leadership.
Day-to Day-Duties and Responsibilities:
– Manage the bank’s Funds Transfer Pricing (FTP) framework, ensuring accurate internal funding charges that align with interest rate risk and liquidity management objectives.
– Lead the loan pricing process, providing tools, guidance, and support to relationship managers and
– credit teams.
– Develop and maintain Excel-based pricing models and analytics to support data-driven decision-making.
– Provide regular presentations to senior management and business lines to explain pricing assumptions, strategies, and profitability impacts.
– Partner with Treasury, Finance, ALM, Lending, and Product teams to ensure consistency in pricing methodology and alignment with broader financial strategy.
– Train and support associations and Capital Markets team on FTP principles, and pricing tools
– Train and educate variety of stakeholders on transfer pricing concepts
– Col laborate with key stakeholders to evaluate and refine pricing models based on market conditions, liquidity considerations, and capital costs.
– Monitor and assess the competitive landscape to ensure loan pricing remains market-aligned and sustainable.
– Support internal audits, regulatory exams, and model validations related to FTP and pricing methodologies.
– Perform special project work as directed by the Director of Lending Products, Treasurer or Assistant Treasurer.
Skills & Requirements:
– Proficiency in Microsoft Excel, including advanced calculations, pivot tables etc.
– Ability to work with large sets of data and convert information into presentable info etc.
– Strong presentation and communication skills, with the ability to explain complex financial concepts clearly to non-technical stakeholders.
– Ability to build trusting relationships with internal and external stakeholders.
– Familiarity with interest rate risk management, capital markets, and lending products is strongly preferred.
– Presentation Skills & Public Speaking
– Enthusiasm for teaching and training financial concepts.
What You Bring to the Team:
Our ideal candidate lives within a commutable distance from our office and appreciates the value of hybrid work design.
It’s an important role that covers many skills. This position requires:
Bachelor’s degree with a major in finance, accounting, business administration, or economics and six (6) or more years of experience in banking or financial services industry. Experience in loan pricing, interest rate risk management, financial analysis, capital markets operations or other Treasury functions preferable.
Why Farm Credit Bank of Texas:
In addition to a competitive salary, we offer comprehensive, affordable, and competitive benefit options that are focused on health and wellness, financial security, and achieving a work-life b alance:
– Flexible health-and-wellness benefits, including medical insurance, prescription drug coverage, dental insurance, vision care, flexible spending accounts, and more.
– 401(k) plan that includes immediate vesting of a generous employer match and additional employer contribution
– Long-term disability and life insurance
– Vacation leave, sick leave, and paid holidays
– Fertility benefit and parental leave plan
– Up to two days per year to volunteer in local community organizations, services, or events
– Ongoing professional development opportunities
– Generous tuition-reimbursement program
– Physical fitness incentive plan
– Employer matching gifts program
Important note: We care about your hiring process and take it seriously. A real person will review your applications, meaning response timelines may vary. The interviewing process at Farm Credit Bank of Texas may include phone calls and emails, on-site interv iews, and requests for portfolios or demonstrations of work. We can’t personally follow-up with each applicant, and we will do our best to create a professional, respectful, and thorough process for candidates with whom we identify as a potential fit.