Loan Officer

MAJOR RESPONSIBILITIES

• Bring value to the customer.  Manage the total AgCountry value proposition and business relationship at the individual customer level.
• Administer credit.  Implement established credit disciplines, processes and policies through delegated loan decisions, loan servicing, and analysis of loans.
• Develop and execute business and sales plans.  Develop and maintain plans for assigned portfolio/territory that summarizes opportunities, threats and needed resources.  Maintain documented relationship plans for all key customers and prospects and attain business goals through sales execution.
• Develop and maintain personal and professional skills.  Develop and maintain a high-level knowledge of business concepts and AgCountry products and services.

REQUIRED KNOWLEDGE & EXPERIENCE

• Bachelor's degree in business administration, economics, finance, agribusiness, or related field and/or experience equivalent to the degree.
• Prior lending or related experience.
• Strong communication, negotiating, problem solving and administrative skills.
• Superior time management and personal management skills.
• Demonstrated ability to work with others, strong teamwork, and leadership skills.
• Sound financial judgment and lending acumen.
• Ability to analyze a wide variety of financial information and identify creative solutions.
• Demonstrated ability to make timely decisions.
• Ability to travel approximately 25%.

PREFERRED QUALIFICATIONS 

• Current crop insurance agent license with strong working knowledge of products.
• Knowledge of the financial services industry, commercial banking, and the Farm Credit System.
• Knowledge of lending disciplines and the Association's credit portfolio.