DATE POSTED: November 18, 2025
POSITION: Loan Officer
LOCATION: Limon, Colorado
Farm Credit of Southern Colorado (FCSC) is seeking a Loan Officer to join our team. The chosen
candidate will be responsible for developing and maintaining relationships with borrowers, servicing
financial loans, initiating loan origination and servicing processes, and reviewing credit write-ups,
decisions, and loan actions within individual and team authority levels.
This position is full time, working approximately 40 hours a week, and is benefits eligible. Occasional
travel may be required to sufficiently support other locations within territory.
Organizational Information
At Farm Credit of Southern Colorado, we believe in creating a culture where teammates enjoy coming to
work and feel included. We live this every day by enacting our FIRST principles, Fun, Integrity, Respect,
Service, and Trust. Our commitment to our employees has earned Farm Credit of Southern Colorado
recognition by the Colorado Springs Gazette a Best Place to Work for the past 4 years.
As one of the Farm Credit System’s associations, Farm Credit of Southern Colorado is a robust
organization serving its member/owners in 31 counties throughout Southern Colorado. With over $1.6
billion in assets, Farm Credit of Southern Colorado’s approximately 100 staff members bring strength to
its shareholders and communities. Farm Credit of Southern Colorado is a member-owned cooperative
that provides a wide range of financial products and risk management services for agricultural
producers, agribusinesses, landowners and rural homeowners.
Today, the Farm Credit System is one of the strongest, most financially sound lending institutions in the
U.S. Its 59 institutions serve our country’s farmers and ranchers, rural America, and agribusiness.
Position Summary:
The Loan Officer I develops and maintains relationships with borrowers, identifies financial tools which
provide value to borrower’s business, gathers complete loan applications, initiates loan origination and
servicing processes, reviews credit write-ups, decisions, and loan actions within individual and team
authority levels, and services financial loans.
Responsibilities:
Marketing and Relationship Management
• Creates and maintains relationships with borrowers
• Identifies opportunities to create new relationships
• Communicates value of Association products and services to new and existing borrowers
• Hosts events for new and existing borrowers
• Attends conferences and events to market to new and existing borrowers
Loan Origination and Renewals
• Interviews and gathers application information from borrowers
• Initiates origination and servicing processes in loan software
• Enters customer information, loan details and financial information into loan software
• Delegates work to Credit Support Specialists
• Collaborates with supervisor and peers to discuss options available for borrowers
• Contacts external parties to finalize details for loan closing
• Orders and reviews appraisals
• Informs borrowers of loan decisions
Credit Analysis
• Verifies completeness and accuracy of loan package and financial information presented by
borrowers
• Reviews financial analysis and credit write-ups
• Identifies risk rating
• Approves loans within individual and team authority levels
• Refers loans outside credit authority levels to the Central Loan Committee
Loan Closing
• Reviews loan documents prior to closing
• Administers loan closings to ensure complete execution of loan documents
• Delivers executed documents to Operations Team
Portfolio Monitoring and Servicing
• Monitors loan portfolio for customer delinquency
• Addresses loan delinquency according to established policy and procedure
• Responds to customer requests and questions related to loans
• Collects annual financial information and initiates annual financial reviews
• Evaluates borrower collateral/chattel annually
• Approves servicing actions within delegated authority
Chattel Evaluations
• Inspects and evaluates collateral to identify condition, accessibility and marketability
• Researches comparable sales
• Documents findings
• Coordinates chattel inspections & appraisals with Appraisal department
Education
• Completes continuing education related to credit philosophies, policies and procedures, and
regulations
• Completes training regarding Association or software/hardware changes
Minimum Qualifying Characteristics:
• Bachelor’s degree in agriculture, business administration, finance, accounting or related field, or
an equivalent combination of education and experience sufficient to perform the essential
functions of the job
• Driver’s license required
• General knowledge of agricultural operations
• General knowledge of agricultural markets
• General knowledge of financial statements and mathematical concepts
• Working knowledge of accounting principles, practices and methods
• Working knowledge of Word/Excel/PowerPoint/Outlook sufficient to create, update and save
basic documents
• Skill in oral and written communication, sufficient to exchange information effectively with
peers, supervisor and borrowers
• Skill in establishing and maintaining productive relationships within and outside of organizations
• Skill in gathering, compiling and organizing information
• Skill in listening closely to understand the speaker’s intent
• Skill in interacting and working effectively with others
• Skill in focusing and concentrating on details
• Skill in applying processes and procedures to factual data to make a logical decision
• Skill in reasoning persuasively
Farm Credit of Southern Colorado is an Equal Opportunity Employer dedicated to diversity in the
workplace and offers a great work environment. All qualified applicants will receive consideration for
employment without regard to race, color, age, religion, sex, national origin, disability, or protected
veteran status.
The following information is disclosed in compliance with the Colorado Equal Pay for Equal Work Act.
Similar positions applied for outside of Colorado will not necessarily receive the same compensation.
Salary Range: $75,000-$120,000. Seniority and accompanying compensation will be dependent upon
level of experience and knowledge.
This range is a good-faith and reasonable estimate of the range of possible compensation at the time of
this posting. Actual salaries could vary and may be above or below the range as permitted by Colorado
Equal Pay Transparency Rule 4.1.2. Variation is based on various factors including but not limited to
location, qualifications, experience, operational needs and other considerations permitted by law. In
compliance with the Colorado Equal Pay for Equal Work Act, a potential new employee’s salary history
will not be used in compensation decisions. In addition, benefits for this position include medical,
dental, vision and life insurance, 401k, tax advantage accounts, paid vacation, sick leave and parental
leave.
FINAL DATE FOR APPLICATION: Until the position is filled
