Loan Officer – Greenville, NC
Are you passionate about supporting agriculture and rural communities? Do you thrive in a relationship-driven environment where your analytical skills and customer service make a real impact? If so, we want to hear from you!
As a Loan Officer at AgCarolina Farm Credit, you’ll play a key role in originating and servicing loans, marketing financial services, and developing strong relationships with borrowers in both the commercial and consumer markets. You’ll work independently to manage a loan portfolio while contributing to the growth of our Association. As a Loan Officer in the Greenville branch, you will serve both consumer and commercial borrowers primarily in Greene and Pitt counties. You’ll be part of a culture that values mentorship, candid conversations, attention to detail, and timely decision-making—all in service of agriculture and rural communities.
What You’ll Do:
– Actively participate and seek lending relationships with existing and new customers
– Market and sell Association financial services including loans, leasing and preferred stock
– Coordinate applications for branch-referred new and existing customers
– Interview applicants and analyze credit and financial data using the five credit factors and differential analysis
– Use delegated authority to approve loan structures, pricing, and conditions
– Evaluate risk of loan transactions and assign probability of default and loss given default
– Ensure loans comply with Association policies and procedures
– Collaborate effectively with team members and neighboring departments
– Remain active in community and industry events
– Demonstrate a commitment to fair lending practices
– Build and maintain positive working relationships to enhanc e the Association’s reputation
– Provide On-Farm Service for existing members
– Prospect and Market Centers of Influence, Realtors and Farmer/Ranches in our markets
What We Value:
At AgCarolina, we believe in:
– Customer Focus – Building strong relationships through responsiveness and professionalism
– Collaboration – Working closely with your team and other departments to deliver exceptional service
– Excellence – Bringing precision, organization, and integrity to everything you do
– Growth – Enjoying opportunities for development, innovation, and meaningful contribution
What We’re Looking For:
– Education and/or experience equivalent to a Bachelor’s degree in business, finance, accounting, or agricultural economics
– 1 to 3 years of related lending experience and/or proven performance, agricultural lending experience preferred
– Strong analytical, judgment, and communication (oral and written) skills
– Ability to be assertive and decisive in making sound business decisions
– Strong interpersonal, sales, and negotiating skills
– Ability to handle high-stress situations professionally
– Intermediate computer skills in Microsoft Office and Outlook
– Ability to travel within and outside AgCarolina’s territory for training
– Quick learner, adaptable, and strong problem solver
– Agricultural background preferred
Our Commitment:
Joining AgCarolina means being a part of a community rooted in serving agriculture and rural communities, yielding a prosperous future for our members and employees. In exchange for your time, talent, and commitment, we are committed to offering our employees:
– Competitive base pay, and eligibility for incentive pay based on personal and Association performance
– Comprehensive benefits (medical, dental, life, LTD, and others) effective the first day of the month following your date of hire
– Maternity, Paternity, and Caregiving Leave, because we care about our employees and know they have responsibilities outside of work
– A market-leading 401(k) plan (with a dollar-for-dollar match on the first 6% you defer, plus an AgCarolina discretionary contribution)
– Paid Time Off, plus 13 paid holidays annually
– Training and professional development opportunities, and defined career pathways for many roles
– Meaningful work that allows one to make a difference in agricultural and rural communities and to develop professionally
– Opportunities for work-life balance that includes employee appreciation and family events
– A great work environment with colleagues who have a shared commitment to our core values
– Opportunities for everyone to think and act like a leader, regardless of the position you hold
– A comprehensive wellness plan: we recognize that our greatest asset is our people—and for our people to perform at their best, they must be healthy and well.
AgCarolina Individual Competencies:
1. Communicates Effectively
2. Action-Oriented
3. Makes Good Decisions
4. Collaborates
5. Focuses on Our Members
6. Welcomes Everyone and Treats Them Fairly
7. Leadership
Internal candidates must have at least 2 years of Farm Credit experience, a Fully Successful rating or higher on their most recent performance review and have been in their current role for at least 2 years before applying.
Interview Process:
Applications received within the first 2 weeks of posting date will receive priority consideration. The position will remain open, however, until the vacancy is filled.
1. Phone Screen with AgCarolina HR Representative
2. In-person interview
Equal Opportunity Employer/including Disabled/Veterans. AgCarolina is unable to sponsor employment visas at this time.
