Farm Credit of Southern Colorado (FCSC) is seeking a Sr. Credit Analyst to join our team.
This position is full time, working approximately 40 hours a week, and is benefits eligible. Occasional travel may be required to sufficiently support other locations within territory. This role may be based hybrid or remotely within Colorado.
Organizational Information
At Farm Credit of Southern Colorado, we believe in creating a culture where teammates enjoy coming to work and feel included. We live this every day by enacting our FIRST principles, Fun, Integrity, Respect, Service, and Trust. Our commitment to our employees has earned Farm Credit of Southern Colorado recognition by the Colorado Springs Gazette a Best Place to Work for the past 3 years. Come join us in Colorado Springs, ranked No. 3 in US News & World Report’s 2023-2024 Best Place to Live survey!
As one of the Farm Credit System’s associations, Farm Credit of Southern Colorado is a robust organization serving its member/owners in 31 counties throughout Southern Colorado. With over $1.6 billion in assets, Farm Credit of Southern Colorado’s approximately 100 staff members bring strength to its shareholders and communities. Farm Credit of Southern Colorado is a member-owned cooperative that provides a wide range of financial products and risk management services for agricultural producers, agribusinesses, land owners and rural homeowners.
Today, the Farm Credit System is one of the strongest, most financially sound lending institutions in the U.S. Its 59 institutions serve our country’s farmers and ranchers, rural America, and agribusiness.
Position Summary:
The Senior Credit Analyst recommends, or approves within delegated credit authority, credit applications by evaluating financial statements and interpreting and applying Association credit standards. Analyzes the largest and more complex loans and provides guidance and training to other Credit Analysts. Provides top level work with minimal guidance and errors.
Responsibilities:
Credit Analysis
|
Loan Narrative
Credit Administration
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Coaching and Mentoring
| · Provides guidance, direction, and on-the-job training to other Credit Analysts
· Reviews and provides feedback on the credit analysis and narratives completed by others · Coaches Loan Officers on loan servicing
|
Data Security, Confidentiality & Trainings
- Appropriately protects the confidentiality, security, and integrity of the Association, employees, borrowers, and other stakeholders
Minimum Qualifying Characteristics:
- Bachelor’s degree in accounting, agricultural business, business administration, finance, mathematics or related field
- 7+ years of experience in credit analysis or an equivalent combination of education and experience sufficient to perform the essential functions of the job
- Expert knowledge of financial statements
- Expert knowledge of credit analysis and regulatory requirements with respect to borrower’s rights
- Working knowledge of accounting principles, practices and methods
- Expert knowledge of financial structuring and loan products
- Working knowledge of agricultural operations
- Working knowledge of Word/Excel/Outlook sufficient to create, update and save a variety of documents
- Skill in oral and written communication, sufficient to exchange information effectively with peers, supervisor and borrowers
- Skill in differentiating significant and insignificant details
- Skill in prioritizing assignments to complete work in a timely manner
- Skill in analyzing information to define a problem or objective
At Farm Credit of Southern Colorado, we believe in creating a culture where teammates enjoy coming to work and feel included. We live this every day by enacting out FIRST principles, Fun, Integrity, Respect, Service, and Trust.
Farm Credit of Southern Colorado is an Equal Opportunity Employer dedicated to diversity in the workplace and offers a great work environment. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, disability, or protected veteran status.
The following information is disclosed in compliance with the Colorado Equal Pay for Equal Work Act. Similar positions applied for outside of Colorado will not necessarily receive the same compensation.
Salary Range: $76,000 -$96,000.
This range is a good-faith and reasonable estimate of the range of possible compensation at the time of this posting. Actual salaries could vary and may be above or below the range as permitted by Colorado Equal Pay Transparency Rule 4.1.2. Variation is based on various factors including but not limited to location, qualifications, experience, operational needs and other considerations permitted by law. In compliance with the Colorado Equal Pay for Equal Work Act, a potential new employee’s salary history will not be used in compensation decisions. In addition, benefits for this position include medical, dental, vision and life insurance, 401k, tax advantage accounts, paid vacation, sick leave and parental leave. An annual incentive may also be earned based on organizational and personal performance.
FINAL DATE FOR APPLICATION: Until the position is filled.
