Loan Officer - AgTexas

VP of Lending - Lone Star

Lone Star - Loan Officer

ABOUT US - Lone Star Ag Credit, a rural lending cooperative headquartered in Fort Worth, Texas, is one of the most experienced rural real estate and agricultural lenders in the state. We operate 15 offices covering 48 counties throughout north and central Texas. Our lenders understand the needs of farmers, ranchers, agribusinesses and rural homeowners because they live and work in the areas they serve. Lone Star Ag Credit is a robust organization with approximately 150 employees and a great future. With over $1.6 billion in assets, Lone Star Ag Credit has a tremendous runway for growth. Lone Star Ag Credit is part of the Farm Credit System, a nationwide network of borrower-owned lending institutions and specialized service organizations. The Farm Credit System provides loans, leases, and related services to farmers, ranchers, rural homeowners, aquatic producers, timber harvesters, agribusinesses, and agricultural and rural utility cooperatives and has more than $320 billion in assets. Established in 1917 as part of the nationwide Farm Credit System, Lone Star Ag Credit has maintained long-standing traditions of independence, strength, stability and service in meeting the financing needs of our customers / owners, whether for real estate, operating equipment, livestock funds or agribusiness needs. Throughout our history, the dedication of our directors and staff to these qualities has enabled the Association to succeed at its primary purpose: to provide competitive loan products, a fair return on the stockholders' investment, and to preserve the safety of that investment. The board of Lone Star Ag Credit is currently seeking the CEO to lead this vibrant organization into the future.

Develops and organizes loan applicant information for review and analysis by loan officers and inputs pertinent loan data into credit delivery system. This may include input and spreading of financial information on routine and more complex loans, such as balance sheets, tax returns and data required to generate accurate credit scores.

Ag Texas - Insurance Sales Rep

Insurances Sales Rep - AgTexas

Plans, directs, and manages the overall credit underwriting operations of four credit analysts with portfolio assets up to $750 million. Establishes goals and objectives for a loan portfolio (generally industry specific) of credit analysts and delegates authority to credit analysts as appropriate to carry out association goals and objectives.  Hires, motivates, evaluates and provides for training of credit analysts in the area or region served.

Develops and manages loan portfolios including loan originations in the trade area served by the association. Works with complex loans and loan participation packages.

Assists loan officers in the analysis, servicing, and reporting of the association’s mortgage and commercial loans. Works directly with lending staff in the development of appropriate credit decisions and prepares other reports as requested by management. Analyzes financial information including balance sheets, income statements, cash flow and tax returns to form an opinion of the strengths, weaknesses and risks associated with loan packages. Determines probability of Default (PD) ratings as appropriate and makes recommendations for approval or denial of loans.