David and Gail Rose

Llano, Texas

David and Gail Rose

Llano, Texas

On the land where their great-grandfather started a ranch, the Rose family built a modern, self-sufficient home equipped with solar panels and rainwater harvesting. 

Storage is a daily routine for David and Gail Rose, who supply their own electricity and household water from the sun and the rain. Their home in Llano, near the center of Texas, is on the same land where David's great-grandfather started a ranch in the late 1800s.

"We had contemplated living out here back in the early '90s, but it's on solid granite with one shallow well," David says. "We abandoned the idea because we thought we didn't have enough water."

"Rainwater collection wasn't really happening back then, but really, it's ancient. Once we understood how much rainwater we could collect out here, we knew we could sustain ourselves. But that was an idea for down the road."

An idea for down the road

In the meantime, Gail, an emergency room nurse, started collecting rainwater for their vegetable garden in the Austin area, and David, a corporate pilot, drove hybrid electric vehicles and thought about how practical a solar array would be.

After their two children were grown, they looked forward to building a house complete with solar panels and rainwater harvesting, but were frustrated with the approval process their future neighborhood imposed on nonstandard plans.

One day while visiting the ranch, they realized that if they built in the country, they could have their dream home just the way they wanted it. The next thing they knew, Gail was designing the house, David was researching the renewable systems and they were looking for financing.

Dream to reality

"I talked to some conventional banks, but they don't understand this market," David says. "They were scratching their heads because they couldn't find any comparable houses that had rainwater and solar."

Then they called Chad Schmidt at Capital Farm Credit's Mason office on the advice of relatives who manage the Rose family's Hereford operation. They were thrilled that Capital could roll the rainwater and solar projects into the construction loan, and Schmidt appreciated their methodical approach.

It was the loan officer's first solar project, but he wasn't new to rainwater harvesting.

"We had cisterns at the ranch where I grew up," Schmidt says. "After my grandfather moved to town, he would come fill up a jug with rainwater every day to take back and set on the kitchen counter."

Come rain or shine

It's now been three years since the Roses moved into their one-story home, designed to maximize the rainwater and solar energy they collect.

"We needed a lot of roof area," says Gail, who retired from nursing and has a business making ceramic lighting fixtures. "Since we weren't on a neighborhood lot, we could make it as long as we wanted."

With every inch of rain, they collect about 4,000 gallons in a 39,000-gallon metal tank, complete with a food-grade liner and an emergency valve for the fire department. David installed everything but the tank himself, trenching in the granite with a jackhammer for the underground pipe and saving almost half of the $60,000 price quoted by contractors. They don't have to worry about the limited groundwater, and in an average year collect about twice the rainwater they consume.

Two filters and a UV light sanitize the water for household use.

"It's hard to beat rainwater," David says. "There's no chlorine, you don't need a water softener, and there's never a spot on our glasses. It's all free, quality water."

Living off the grid

Not far from the water equipment is the home's other storage system — a bank of 20 sealed, deep-cycle, 12-volt batteries charged by the 10-kW solar array on the roof.

For David, it's fun to monitor the solar panels and charge controllers that pack the batteries with electrons. The house runs off the stored energy until the reserves get low overnight, then switches to electricity from the utility company.

Since the Rose family is usually off the grid, they seldom notice local power outages, but they do notice the difference in their bills. In their peak month this year,  they paid only $49.73 for electricity before fees, even while air-conditioning the 3,200-square-foot house in 100-degree weather.

"You know, we wanted to do solar and rainwater for all the eco reasons, but there's also an economical aspect," David says. "We hope that we can continue the ranch being in the family. This will be another legacy to pass down to our children and grandchildren."