Richard and Jamie Frazee own RW Frazee Trucking, based in Addison, Pennsylvania. 

The Frazees have worked with Horizon Farm Credit from the beginning, a relationship that proved critical to surviving the COVID-19 pandemic. 

In the beginning… 
One day, Richard came home and decided to buy a truck to haul logs from a small log yard. It was the start of what would become a lifestyle and a career for the Frazee family.

Richard couldn’t help himself; not long after purchasing his first truck, he wanted to buy a second. In order to do so, however, Richard needed support; trucks are expensive. That’s when he turned to Horizon Farm Credit. 

Horizon stood by Richard’s side, helping him to purchase that second truck, and they’ve been working together ever since. 

Thrown a curve ball 
When the COVID-19 pandemic hit, the Frazees were very worried about the future of their business. It was unclear how the trucking industry and their small business would be impacted. 

Jamie learned about the federal Paycheck Protection Program (PPP) and stayed up late into the night trying to learn more about the program and how they could secure a PPP loan. 

“I was very nervous,” Jaime said, “that there wouldn’t be enough government funding for everybody that would be applying.” 

Instead of going at it alone, Jaime turned to Horizon for help. “Having a loan officer at Farm Credit that worked very hard at getting the PPP loan for us, that was huge,” Jamie said. “He worked through the night to get that loan for us.” 

That support from Horizon was crucial for the future of the Frazee’s business. “Without that loan, I don’t think we would have survived the pandemic,” Jamie said. 

Looking ahead 
As they think towards the future, Richard and Jamie look forward to their son coming of age and taking over the family business. 

After making it through the pandemic, Jaime is confident in the future of their industry and of their business. “In the end it’s always going to be here, you’re always going to need trucks,” she said. “Our motto is, ‘If you got it, a truck brought it.’”